You may have to pay an exchange fee, shipping fee, and/or be required to make a significant minimum purchase. However, be aware of inflated costs with some of these vendors. Order currency online: If your bank doesn’t offer online shipping, you can also use a third party to get currency delivered to your door.Most banking apps have an “ATM locator” feature to help you find the closest option, and using an ATM affiliated with your bank can help you avoid excess fees. For example, HSBC has ATMs in Australia with no withdrawal fee. Use your bank’s ATM abroad for withdrawals where possible: Similarly, if you need to exchange more money while you’re on your trip, try to find an in-network ATM.For example, Barclays Bank UK doesn’t charge its account holders an exchange fee or a delivery fee for foreign currency orders, however you could be charged a fee if you purchase the currency with your Barclaycard credit card. Since you have an existing relationship with them, your bank is likely to give you the best exchange rates and charge the lowest fees. ![]()
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